Circle Wealth Advisors

June 30, 2016

Thursday Trivia – Changes for claiming HRA and LTA deduction

Salaried people have been claiming the tax benefits to save their hard earned money. These provisions include saving tax on house rent (HRA), travelling (LTA) and interest paid on housing […]
May 12, 2016

Thursday trivia – Power of Incentives : We hope, you are using it positively.

After years of saving, Sudarshan was going to buy his first hatchback car.  He had accumulated enough money to fulfill his dream of owning a car.  Finally, his dream was […]
May 5, 2016

Thursday Trivia – Pros and Cons of keeping a Minor a Nominee!

Nomination is such an important aspect of investments, yet too many people take it lightly.  Enough attention and seriousness is not provided whenever an investment advisor asks, ‘who would you […]
April 28, 2016

Thursday Trivia – Buying a new car? Be wise – money wise.

                                               There is a very high probability that […]
April 21, 2016

Thursday Trivia – Uniform KYC for all insurance policies

Earlier, insurance policies were issued in physical mode only, irrespective of whether a policyholder submits a proposal in physical form or online. Further, the policyholder was required to go to […]
April 13, 2016

Thursday Trivia – Use latest RBI guidelines to save interest on loans

Marginal Cost of funds-based Lending Rate (MCLR) On December 17, 2015, The Reserve Bank of India (RBI) had issued final guidelines on computing interest rates on advances based on the […]
December 24, 2015

Thursday Trivia – Simple illustrative example to understand meaning of “Mutual fund Investments are subject to Market risk”

An existing or prospective mutual fund investor may not remember the name of the scheme he has invested into.  But surely would remember the disclaimer declared in every communication “Mutual […]
December 17, 2015

Thursday Trivia- Super simple explanation of Fed rate

Santa Banta discussing Fed Rate Santa: I have been hearing a lot about Fed Rate hike recently. What is this Fed Rate? Why is there a hike now? How was […]
December 10, 2015

Thursday Trivia- Debunking the Myth of Form 15G and 15H

Time and again technology has played a major factor in reducing human effort and paper work.   Lot of human efforts had been saved when filing Income Tax returns was done […]