Personal Finance

April 21, 2016

Thursday Trivia – Uniform KYC for all insurance policies

Earlier, insurance policies were issued in physical mode only, irrespective of whether a policyholder submits a proposal in physical form or online. Further, the policyholder was required to go to […]
April 13, 2016

Thursday Trivia – Use latest RBI guidelines to save interest on loans

Marginal Cost of funds-based Lending Rate (MCLR) On December 17, 2015, The Reserve Bank of India (RBI) had issued final guidelines on computing interest rates on advances based on the […]
December 24, 2015

Thursday Trivia – Simple illustrative example to understand meaning of “Mutual fund Investments are subject to Market risk”

An existing or prospective mutual fund investor may not remember the name of the scheme he has invested into.  But surely would remember the disclaimer declared in every communication “Mutual […]
December 17, 2015

Thursday Trivia- Super simple explanation of Fed rate

Santa Banta discussing Fed Rate Santa: I have been hearing a lot about Fed Rate hike recently. What is this Fed Rate? Why is there a hike now? How was […]
December 10, 2015

Thursday Trivia- Debunking the Myth of Form 15G and 15H

Time and again technology has played a major factor in reducing human effort and paper work.   Lot of human efforts had been saved when filing Income Tax returns was done […]
December 3, 2015

Thursday Trivia- Cut down on expenses

People resolve to increase savings and cutting down on expenses is the first logical step to do that.  But the problem is most people don’t know where to start. They […]
October 29, 2015

Thursday Trivia – Steps to recover depsoit money when company defaults

No investment is risk free and contrary to popular belief fixed deposits carry their own risk, especially if you are depositing your money with a corporate instead of banks. Many […]
October 8, 2015

Thursday Trivia – NFLAT – A powerful tool for financial literacy of students

Money and finances are an integral and important area of our life. Everyone has different relation with money. Some are very comfortable discussing and handling their financial matters. While there […]
October 1, 2015

Thursday Trivia – Fundamental Principles of Investment by great investment GURUs

In our view it pays to learn the fundamental principles followed by successful investors. Rather than trying to take tips or follow noise on media, we have an opportunity to […]