These Terms of Service (“Terms”) govern your use of the website cwa.co.in (“Website”) and any services provided by Circle Wealth Advisors PVt. Ltd. (“we”, “our”, “us”). By accessing or using the Website, you agree to these Terms.

1. Use of the Website

  • The Website is intended for informational purposes and to facilitate communication about Circle Wealth Advisors’s financial advisory services.
  • You agree to use the Website in compliance with applicable laws, regulations, and these Terms.
  • Unauthorized use of the Website, including attempts to interfere with its functionality or security, is strictly prohibited.

2. Services Provided

  • Circle Wealth Advisors provides personalized financial advisory services, including wealth planning, risk management, asset allocation, and tax planning.
  • Any investment decisions or financial actions taken based on information on the Website are your responsibility. Circle Wealth Advisors does not guarantee specific investment returns.

3. Intellectual Property

  • All content on the Website, including text, graphics, logos, and images, is the property of Circle Wealth Advisors or its licensors and is protected by intellectual property laws.
  • You may not copy, distribute, modify, or create derivative works from Website content without prior written consent from Circle Wealth Advisors.

4. Privacy

  • Your use of the Website is also governed by our Privacy Policy.
  • By using the Website, you consent to the collection and use of information as described in the Privacy Policy.
  • The Website may contain links to third-party websites. Circle Wealth Advisors is not responsible for the content, privacy practices, or policies of these external sites.
  • You should review the terms and privacy policies of any third-party sites you visit.

6. Limitation of Liability

  • Circle Wealth Advisors shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website or reliance on information provided therein.
  • The Website and its content are provided “as is” without any warranties, express or implied.

7. Indemnification

  • You agree to indemnify and hold Circle Wealth Advisors harmless from any claims, losses, liabilities, damages, costs, or expenses arising from your violation of these Terms or misuse of the Website.

8. Termination

  • Circle Wealth Advisors reserves the right to suspend or terminate access to the Website for any user who violates these Terms, at our sole discretion.

9. Governing Law

  • These Terms are governed by the laws of India.
  • Any disputes arising from the use of the Website or services will be subject to the jurisdiction of the courts in Mumbai, India.

10. Updates to Terms

  • We may update these Terms from time to time. Any changes will be posted on this page with the revised effective date.